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Partner Life Cross-Border Pension Simulator

Partner Life Solution for Cross-Border Workers

Optimal protection + capital building in CHF with significant tax advantages based on your country of residence.

Customize Your Simulation

Adjust parameters to view your guaranteed capital, death/disability benefits, and tax savings

Your Parameters

35 ans
25 ans 60 ans
250 CHF
100 CHF 500 CHF

Secure

Capital garanti

Balanced

Mix 50/50

Dynamique

High Potential

Your Partner Life Benefits

Death (all causes)

150'000 CHF

Total Disability

150'000 CHF

Premium Waiver

✓ Included from 25% disability

Your Tax Savings

Based on your country of residence en France

Estimated Deduction Rate

30%

💰 Annual Tax Savings

900 CHF

soit 75 CHF/mois in tax savings

Total tax savings over 30 ans

27'000 CHF

Good to know: Pension contributions are deductible from your taxable income, reducing your taxes based on your marginal tax rate.

Your Projected Capital at Age 65

Cotisations totales

90'000 CHF

Capital garanti minimum

92'700 CHF

Projected Capital

125'000 CHF

Duration

30 ans

Partner Life Scenario Details

Scenario Capital at Age 65 Annual return
Garanti
92'700 CHF 1.0%
Projected
125'000 CHF 3.5%
Optimiste
145'000 CHF 5.0%
Total Tax Savings
27'000 CHF Tax Deduction

Tax advantage: Your Partner Life contributions reduce your taxable income. Actual tax savings depend on your tax bracket and personal tax situation.

Avantages Partner Life Frontaliers

  • Tax Deduction by Country:
    • 🇫🇷 France: Deductible from taxable income (rate ~30%)
    • 🇩🇪 Germany: significant tax advantage (rate ~35%)
    • 🇮🇹 Italy: Partial deduction possible (rate ~28%)
    • 🇦🇹 Austria: Pension deductible (rate ~32%)
  • Guaranteed capital + surplus participation
  • Complete death and disability protection
  • Premium waiver in case of disability (from 25%)
  • Redemption possible anytime
  • No entry fees

Important : The rates indicated are average estimates. Consult your tax advisor for your exact situation based on your tax bracket.

Personalized quote with tax details • 100% free • No commitment

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Receive Your Personalized Partner Life Quote

Fill out the form below and our expert frontalier will contact you within 24 hours

Your Partner Life Simulation

Your Contact Information

Your dedicated adviser

Our advisory team

Cross-Border Pension Specialist

"We guide you to optimize your Partner Life pension and maximize your tax benefits."

contact@conseilhelvetique.ch

+41 22 880 02 67

What to expect

Sous 1 heure

Complete documentation with tax details by email

Sous 24 heures

Personal call from Sylvain

Accompagnement

Until subscription

By submitting this form, you agree to be contacted by our advisors regarding your request.

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Sending your Partner Life request...

Progression 0%

Processing your request...

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🎉 Request sent successfully!

Congratulations on this first step toward optimizing your pension with Partner Life!

What happens next?

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Within the hour: You will receive a confirmation email with your Partner Life simulation summary and personalized tax savings

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Sous 24h : Our advisory team will contact you to refine your request and discuss your tax situation

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Ensuite : You will receive a detailed Partner Life proposal tailored to your frontalier with precise tax calculation

Your personal adviser

Our advisory team

Partner Life Cross-Border Pension Specialist

contact@conseilhelvetique.ch

+41 22 880 02 67

Avertissement

Results provided by this cross-border insurance simulator are given for informational purposes only and are based on simplified assumptions. The premiums and coverage presented are not binding offers and may vary based on your status, place of residence, and work. This simulator is neither insurance advice nor a personalized recommendation. No guarantee is given regarding the accuracy, completeness, or relevance of the displayed results.

A note on content

Some of the articles, tools, information and/or content on this site may be generated or assisted by artificial intelligence. While we strive to provide accurate and up-to-date information, errors or inaccuracies may remain. We recommend verifying important information with a licensed professional adviser before making any decision.