Personalized Fixed-Term Annuity Calculator

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Fixed-term annuity calculator

Customize your parameters to calculate your monthly annuity and optimize your wealth transfer

Your Parameters

65 ans
50 ans 80 ans
500'000 CHF
50'000 CHF 2'000'000 CHF

5 ans

10 ans

15 ans

20 ans

Estimated Monthly Annuity

2'917 CHF/mois

With Swiss Life (rate 1.75%)

Capital transmissible

100% garanti

To heirs if premature death

Payment Projection

Total Annuity Received

525'000 CHF

Tax Savings

31'500 CHF

Part imposable

7%

Transmission garantie

100%

Comparison with Traditional Investment

Solution Monthly income Transmission Taxation
Fixed-Term Annuity 2'917 CHF ✓ Garantie Optimized (7%)
Savings Account (0.5%) 208 CHF ✓ Totale Interest Taxed
Obligations (2%) 833 CHF Market-based Income Taxed

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Your Fixed-Term Annuity Profile

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Best fixed-term annuities for your profile

Your profile: age 65, capital CHF 500,000, duration 15 years

Offers are ranked based on guaranteed rates, financial strength, and alignment with your profile.

🏆 Optimal estate transfer

Guaranteed fixed-term annuities with full transmission to heirs. Tax advantages based on your age.

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Your Fixed-Term Annuity Specialist Advisor

Our advisory team

Fixed-term annuity expert

"We guide you in choosing your fixed-term annuity to optimize your wealth transfer and secure your income according to your profile."

Our Fixed-Term Annuity Advantages

  • Swiss fixed-term annuity experts
  • Personalized Comparisons Based on Your Profile
  • Guaranteed Tax Optimization and Wealth Transfer
  • Free support with no commitment

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contact@conseilhelvetique.ch

+41 22 880 02 67

Avertissement

The results provided by this annuity calculator are given for informational purposes only and are based on simplified assumptions, particularly regarding conversion rates and yields. The amounts presented do not constitute a binding offer and may vary depending on market conditions and your personal situation. This calculator does not constitute financial advice or a personalized recommendation. No warranty is given as to the accuracy, completeness, or relevance of the displayed results.

A note on content

Some of the articles, tools, information and/or content on this site may be generated or assisted by artificial intelligence. While we strive to provide accurate and up-to-date information, errors or inaccuracies may remain. We recommend verifying important information with a licensed professional adviser before making any decision.